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Personal

Innermost thoughts

My CFP Journey, Part 2: What I Learned in CFP Malaysia Module 1 & 2
Personal

My CFP Journey, Part 2: What I Learned in CFP Malaysia Module 1 & 2

This is a continuation of the My CFP Journey, Part 1: Why, Where and How Much to Be A…

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[PERSONAL] Managing Finances as a Couple: 3 Things That Worked Well for Us!
Personal

[PERSONAL] Managing Finances as a Couple: 3 Things That Worked Well for Us!

Studies say you don’t necessarily need to be married to be happy, but in my case, sharing my life…

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[PERSONAL] This is My 10 Money Rules. Tell Me Yours
Personal

[PERSONAL] This is My 10 Money Rules. Tell Me Yours

Today’s post is inspired by one of my favourite personal finance thought leader, Ramit Sethi, who introduced me the…

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I Spent RM5,247.09 for My Malay Wedding (Checklist Kahwin Included)
Personal

I Spent RM5,247.09 for My Malay Wedding (Checklist Kahwin Included)

My checklist kahwin was perfect – I thought of everything. Then the pandemic and MCO happened so my Malay…

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My 21 for 2021 List: Money, Work, Learning, Health, Relationship and Misc Projects Goals
Personal

My 21 for 2021 List: Money, Work, Learning, Health, Relationship and Misc Projects Goals

Hi, my name is Suraya and I am addicted to self-improvement. That’s good and all, but it’s also making…

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[PERSONAL] 5 Thoughts I Have About Marriage (and Money Management)
Personal

[PERSONAL] 5 Thoughts I Have About Marriage (and Money Management)

I hated the idea of marriage. Not the love and commitment part. That part is amazing. The part I…

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My CFP Journey, Part 1: Why, Where and How Much to Be A Certified Financial Planner in Malaysia
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My CFP Journey, Part 1: Why, Where and How Much to Be A Certified Financial Planner in Malaysia

My confession of the day is I get inferiority complex about not having financial background or CFP certification, despite…

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[PERSONAL] 7 Mind-Blowing Concepts That Shaped My Personal Finance Mindset
Personal

[PERSONAL] 7 Mind-Blowing Concepts That Shaped My Personal Finance Mindset

Correction: 7 concepts that I can think of *now*. Sometimes, abstract concepts float around in my head, and once…

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Wedding Planning During Covid-19: How Plans & Budgets Changed
Personal

Wedding Planning During Covid-19: How Plans & Budgets Changed

“Wow, so lucky you do wedding planning during Covid-19. Can save cost!” Generally speaking, that’s true. Not denying the…

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[VIDEO] BOYFRIEND TAG (Actually Fiancé): Should We Combine Our Finances? & Other Money Questions
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[VIDEO] BOYFRIEND TAG (Actually Fiancé): Should We Combine Our Finances? & Other Money Questions

Everyone, say hi to my partner and future spouse, Aizat 🙂 We were just hanging out one day and…

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[PERSONAL] Upgrading vs Making Do: My Dilemma with Lifestyle Inflation
Personal

[PERSONAL] Upgrading vs Making Do: My Dilemma with Lifestyle Inflation

I have a very complicated relationship with lifestyle inflation. In personal finance literature, lifestyle inflation is bad, full stop….

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What’s On My Bookshelf: What I Read and HIGHLY RECOMMEND
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What’s On My Bookshelf: What I Read and HIGHLY RECOMMEND

Let’s just skip the whole ‘why reading is important’ part because you already know that and I don’t want…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • How to Buy Your Own Damn Insurance course
    • Money Stories From Malaysians books
    • Bergaji & Pokai book
  • Hire me!
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