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Personal

Innermost thoughts

4 Financial Goals I’ve Failed to Achieve
Personal

4 Financial Goals I’ve Failed to Achieve

What are the limits of your abilities? That’s an unpleasant question to ask yourself, isn’t it? No one likes…

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[Personal] 5 Things I Learned in my 20s: Advice I’d Give to My Younger Self
Personal

[Personal] 5 Things I Learned in my 20s: Advice I’d Give to My Younger Self

Wow. 2020s is coming. It’s weird to be welcoming the year that is also used to signify ‘the future’,…

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How I Spent Over RM10k During My Braces Journey
Personal

How I Spent Over RM10k During My Braces Journey

In my late 20s, I finally decided to act on something I’ve been self-conscious about all my life – …

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[PERSONAL] Malay and Money: A Reflection
Personal

[PERSONAL] Malay and Money: A Reflection

Oh boy. This is a hard article to write. Right. Let’s start with this. My name is Suraya. It’s…

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[PERSONAL] How I Get Great Clients Who Pay & Treat Me Well
Personal

[PERSONAL] How I Get Great Clients Who Pay & Treat Me Well

I love my clients. They are freaking awesome. The best. They pay AND treat me well. I feel like…

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6 Things I Want to Buy If I’m Rich (And How Much They Cost)
Personal

6 Things I Want to Buy If I’m Rich (And How Much They Cost)

“If I’m rich, I would ____” Take a second to answer that before you continue reading. What’s your answer?…

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What’s Its Like to Work From Home (4 Years Update!)
Personal

What’s Its Like to Work From Home (4 Years Update!)

Wow, it’s been almost four years since I work from home full-time. The last time I wrote about it,…

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Everything I Got Rid Off In My 30-Day Decluttering Challenge
Personal

Everything I Got Rid Off In My 30-Day Decluttering Challenge

I describe myself as frugal, but once in a while often, I cross the ‘cheap’ line. And I don’t…

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21 Totally Random Personal Finance Confessions
Personal

21 Totally Random Personal Finance Confessions

Recently I saw a Twitter thread on bad personal finance confessions and I must say I love it! It’s…

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Everything I Paid For During My 10-Year Weight Loss Journey
Personal

Everything I Paid For During My 10-Year Weight Loss Journey

I grew up fat. Or as my family calls it, ‘sihat’. I was the biggest in size in primary…

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[PERSONAL] How Money Affects My Dating Life
Personal

[PERSONAL] How Money Affects My Dating Life

Received a request to write about the topic of dating and money (thanks for the suggestion, Carrine Yap!) This…

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Gratitude List: 15 Things That Make Me Feel Rich
Personal

Gratitude List: 15 Things That Make Me Feel Rich

My previous post was all about envy and jealousy over everyone else’s amazing-looking life. It made me feel horrible. Instead…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • How to Buy Your Own Damn Insurance course
    • Money Stories From Malaysians books
    • Bergaji & Pokai book
  • Hire me!
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