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Calculating the Amount I Need to Reach Financial Independence in Malaysia
Personal

Calculating the Amount I Need to Reach Financial Independence in Malaysia

You might have seen the acronym FIRE – it stands for Financial Independence, Retire Early. To me, the FI…

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Teeth Whitening Price Malaysia at Dental Clinics, Whitening Strips & More
Shopping

Teeth Whitening Price Malaysia at Dental Clinics, Whitening Strips & More

So you have a major life event coming up, and want to do teeth whitening in Malaysia. You’ve come…

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How to Create Your Influencer Rate Card & Get Paid as an Influencer in Malaysia
Earning Money

How to Create Your Influencer Rate Card & Get Paid as an Influencer in Malaysia

So you have been sharing your passion for a while, maybe made some money from affiliate marketing, and one…

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Budget Update: August 2022 – I’m writing a book!
Suraya's Monthly Budget Update

Budget Update: August 2022 – I’m writing a book!

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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Listing All the Annual Expenses I Have to Make Every Year
Money Management

Listing All the Annual Expenses I Have to Make Every Year

You’re familiar with monthly expenses. The biggest chunks are usually Accommodation+Transportation+Food. Plus Loan Repayments for some people. How about annual…

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US vs Malaysia: 5 Ways Our Personal Finance Content is Different
Commentary

US vs Malaysia: 5 Ways Our Personal Finance Content is Different

Chances are, if you are relatively fluent in English, you have consumed personal finance content from US. Maybe you…

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Cagamas Reverse Mortgage: A Good Retirement Solution?
Money Management

Cagamas Reverse Mortgage: A Good Retirement Solution?

Everyone knows that Malaysia is facing a retirement crisis – not many people have saved up enough to fund…

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23 Free/Cheap Things I Do to Stop Online Shopping Habit
Shopping

23 Free/Cheap Things I Do to Stop Online Shopping Habit

‘Stay at home if you don’t want to spend money,’ they say. ‘Hey I wonder what sale is going…

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Actually, The Simple Life is Still Expensive AF
Commentary

Actually, The Simple Life is Still Expensive AF

‘I just want a simple life’ – me, and probably a good chunk of RoR readers, thinking that it’s…

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Budget Update: July 2022 – Fully moved :)
Suraya's Monthly Budget Update

Budget Update: July 2022 – Fully moved :)

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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Why is My Investment Losing Money? 5 Things to Remember [SPONSORED]
Investing

Why is My Investment Losing Money? 5 Things to Remember [SPONSORED]

Don’t just save money, you have to invest, they said. Invest as early as you can, they said. Inflation is…

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Malaysians Share Their Ultimate Money Saving Hacks (What’s Yours?)
Saving Money

Malaysians Share Their Ultimate Money Saving Hacks (What’s Yours?)

Are you looking for money saving hacks to get you through a temporary setback? You’ve come to the right…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • How to Buy Your Own Damn Insurance course
    • Money Stories From Malaysians books
    • Bergaji & Pokai book
  • Hire me!
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